Protect your Professional Reputation and Personal Assets
No matter your experience or qualifications we are all likely to make a mistake or deal with a client who believes you have made one. Only a professional indemnity insurance or PI insurance can protect you from any such unpredictable scenario.
Whether or not your advice or design was negligent you need to know that you and your business are protected against potential claims with professional indemnity insurance and exposure to expensive and time consuming litigation when your hard earned professional reputation is questioned.
Professional Indemnity insurance (or PI Insurance) provides comprehensive protection from claims for financial loss based on your advice provided. The PI insurance policy will also advance defence costs to your business fund the defence of the claim protecting both your reputation and the cash flow of the business.
Please contact Jadran to discuss your professional occupation and requirements on:
Direct Line: 03 9780 9862 Mobile: 0466 089 908 Email: firstname.lastname@example.org
Jim’s Commercial Insurance
Whether you are contemplating starting a new business, are a new business owner, or have owned a business for many years, commercial insurance can be one of the most important ongoing financial investments you make in the life of your company. Operating of a business is extremely challenging without having to worry about significant financial losses due to unforeseen circumstances. Purchasing the appropriate commercial insurance coverage can make the difference between going out of business after a severe loss or recovering with minimal business interruption and financial impairment to your company’s operations.
Options availablefor you
Commercial insurance involves multiple parties and most of the time people are get misunderstood the insurance scheme due to similarity of the cause with other policies and variety of options available. Each and every company who obtain the commercial insurance is different, even the nature of the commercial businesses may vary day by day. Therefore, commercial insurance policy will vary by year & year for every commercial property. The special feature of commercial insurance is that it can cover everything of a company. Even other insurance policies may provide cover for one aspect where commercial insurance may cover all the aspects including other insurance policy features. Commercial insurance cover may include life insurance of the work force, commercial fleet such as vehicles, natural disasters such as floods, earthquakes, storms and even covers for fire hazard, theft too.
Jim’s Professional services offeredWith the complexity of commercial insurance policy cover, it may be confusing for anyone who looks for it. But there are professional insurers available for providing the best guidance for those who are interested in obtaining one. Most of the companies are looking for consultants to update their business plan, accountants to check audit reports on income expenditure distribution, human resources specialists to evaluate the competency and skills of employees, but not for suitable commercial insurance policy. This is the sad story in today’s world where people look for developing the foreseen aspects, not the unforseen risks associated with the businesses. Qualified and experienced commercial insurance broker may assist anyone on the covers and importance of commercial insurance. There might be brokers who engaged in similar industry where the recommendations can be taken from similar type industrialists in selecting the best broker agent. The first step may be to meet up and discuss on required policy cover with such agent.
Business proposals for you
Even the commercial insurance brokers can recommend any proposal to the client where client has to think carefully on his selection. The company’s business proposal and targets are very important here. To achieve such targets, the risk involvement is high. So out of ordinary, it is the responsibility of client to select the proper commercial insurance policy that suits his or her industry. The relationship that the company owner build with a broker-agent is extremely valuable in this critical decision making process. Since commercial insurance can be complicated, it is important to discuss any terms, conditions, or concepts that are unclear with the broker-agent. Helping the client on understanding every clause of the contract and answer every type of question is a part of professional commercial insurance broker.
Common Policies applies throughWhat will be the best suited commercial insurance policy for my business? To answer this, it is important to know about the types of commercial insurance policies available in the market. Even the business may change every year, business owner might need to know the types of commercial insurance covers available for shifting into any. The following types are the most common commercial insurance policies available in Australia.
Other services we offer
Property Insurance for you• Commercial Property • Inland Marine • Boiler and Machinery • Crime
Casualty Insurance for anyone
• Commercial Automobile • Commercial General Liability • Commercial Umbrella • Workers Compensation
Claim evaluations by usSince, commercial insurance seemed to be complex in nature, it is the responsibility of the company to assess the losses quickly (in a case of any losses or damage) to avoid unnecessary delays and problems in claim recovery from the insurance company. The liability claims can create high value costs to the company, so it is crucial in such events. If the controlling of claims did not happen in early stages, there can be third party involvement for the claim options. It becomes tough in such cases. Litigation might get expensive than it thought when the poor judgements arise in claim evaluation. So it is very important to let the commercial insurance claims handled by a professional company from the beginning. There are issues in the long run of the business, unless the commercial insurance hasn’t been addressed by such professional party.